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MTX Digital Technologies
Enterprise

Fintech & Financial Software Development in Ethiopia

Loan management, digital lending, shareholder registries and payment-integrated platforms for financial institutions, SACCOs and investment companies.

Discuss your projectWhat we deliver
Overview

Fintech & financial software

Ethiopia's financial sector is digitising fast, and institutions need systems that are both modern and auditable. MTX builds financial software where every posting, approval and transfer is traceable.

We work with microfinance institutions, savings and credit cooperatives, share companies and finance teams to replace spreadsheets and legacy tools with secure, well-structured platforms.

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What we deliver

Everything included in fintech & financial software.

01

Loan origination & servicing

Applications, credit checks, disbursement, repayment schedules and collections.

02

Shareholder registries

Share subscriptions, transfers, dividend runs and AGM records.

03

Payment integration

Telebirr and bank integrations with automated reconciliation.

04

Financial reporting

Portfolio, cash-position and regulatory reports in ETB.

05

Maker-checker controls

Dual approval on sensitive transactions with a full audit trail.

06

Customer self-service

Portals and apps for balances, statements and applications.

Systems we build with this

Proven systems, ready to adapt.

All systems
Microfinance

Microfinance & loan management system

Loan origination, disbursement, repayment schedules, savings and collections for microfinance institutions and savings and credit cooperatives.

Capital

Shareholder management system

Share registry, subscriptions, capital calls, dividend runs, transfers and AGM voting records for Ethiopian share companies.

Finance

Multi-company financial management system

General ledger, receivables, loan portfolio and ETB cash position across multiple companies, with a signed audit trail on every posting.

Related work

Delivered and running in production.

Nur Bus website homepage, showing trip booking and investor share purchase entry points
Transport

Nur Bus

Trip booking plus a share-purchase flow for investors, in two languages.

How we deliver

A delivery rhythm you can plan around.

  1. 01 · Week 1–2

    Discovery

    Process mapping, system audit and a costed delivery plan. Fixed fee, fully creditable.

  2. 02 · Week 3–5

    Architecture

    Data model, integration contracts and a working vertical slice in your environment.

  3. 03 · Ongoing

    Build

    Two-week increments demoed to your team. Scope moves; the release date does not.

  4. 04 · Post-launch

    Run

    Monitoring, support hours and quarterly roadmap reviews — or a clean handover.

FAQ

Questions about fintech & financial software

Do you build systems for microfinance institutions and SACCOs?

Yes. We build loan management, savings and member management systems designed around how Ethiopian MFIs and cooperatives operate.

How do you handle security for financial systems?

Role-based access, maker-checker approvals, encrypted data, full audit trails and regular backups are standard. We also support deployment on your own infrastructure where required.

Other services

Tell us the process that keeps breaking.

A 45-minute call with the engineers who would run the work. You leave with a scope sketch and a price range, whether or not you hire us.

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